Understanding Your University Legal Services Plan: What’s Included?

As a University employee, you have access to many valuable benefits beyond just retirement plans. One of these benefits is the often overlooked Legal Services Plan. While many employees enroll, few fully understand or utilize all the incredible services offered. At Provizr, we are committed to helping you maximize your benefits. Let’s clearly break down what your University Legal Services Plan includes and how it can help you. 

(Note: Provizr does not offer legal advice. Our goal is simply to educate and help you make informed decisions about your University benefits.) 

What Exactly Is the University Legal Services Plan? 

Simply put, the Legal Services Plan is an optional benefit offered by your University. It provides affordable, easy access to qualified attorneys for a wide range of common legal issues. For a small monthly fee (deducted directly from your paycheck), you gain access to covered legal services without worrying about high hourly rates. 

Key Covered Legal Services Explained 

Your Legal Services Plan covers many common legal issues, including: 

1. Estate Planning 

Estate planning isn’t just for the wealthy. It’s essential for protecting your loved ones. The plan covers: 

• Wills and trusts 

• Powers of attorney 

• Living wills (advance healthcare directives) 

This ensures your wishes are clear and your family is protected, without worrying about legal fees. 

2. Family Law 

Family legal issues can be emotionally and financially stressful. Your plan provides: 

• Divorce consultations and legal representation 

• Child custody, adoption, and guardianship assistance 

• Legal name changes 

Having these services readily available reduces stress during challenging family situations. 

3. Real Estate Transactions 

Whether you’re buying, selling, or refinancing a home, your plan can significantly simplify the legal side. Services include: 

• Legal document reviews (contracts, deeds, closing documents) 

• Representation at your closing 

• Assistance with property disputes 

This can save you thousands of dollars in attorney fees. 

4. Debt and Credit Issues 

If you’re struggling with debt or credit, your Legal Services Plan can offer critical support such as: 

• Advice on managing debt 

• Bankruptcy consultation 

• Assistance dealing with debt collectors 

Addressing these issues early can prevent long-term financial stress. 

5. Identity Theft 

Identity theft is common but difficult to navigate. Your plan includes: 

• Legal guidance on restoring your identity 

• Assistance disputing fraudulent charges 

• Preventative measures to secure your identity long term 

Who Is Eligible, and How Does the Coverage Work? 

All benefits-eligible University employees can opt in to the Legal Services Plan during Open Enrollment. Coverage applies to you, your spouse, and dependent children. After enrolling, you can immediately begin using services by contacting the plan directly or scheduling consultations with participating attorneys. 

Important to Know: What’s Not Covered 

It’s also helpful to know what your Legal Services Plan typically doesn’t cover, such as: 

• Employment-related legal disputes 

• Legal representation involving the University itself 

• Criminal defense (with a few minor exceptions) 

• Business-related matters 

Check your specific plan details to clearly understand any additional exclusions. 

Making the Most of Your Plan: Getting Started 

Taking advantage of your Legal Services Plan is easy. Just follow these simple steps: 

1. Confirm your enrollment status through your University benefits portal. 

2. Review your specific coverage details in your Legal Services Plan booklet. 

3. Schedule a consultation or use the available online resources provided by your Legal Services provider. 

By actively using your plan, you are effectively reducing stress and expenses associated with everyday legal matters. 

The Bottom Line: Don’t Overlook This Valuable Benefit 

The Legal Services Plan is one of the smartest and most affordable benefits offered by the University. However, you must use it to realize its full value. From estate planning to navigating real estate transactions, family law issues, and even identity theft, you have powerful resources right at your fingertips. 

At Provizr, our goal is to empower you with clear, useful information to make smart choices. While we do not offer legal advice, we are always here as your trusted educational resource to help you fully leverage your valuable University benefits. 

Ready to dive deeper? Stay tuned for our next article: 

“Estate Planning Made Easy: How Your Legal Services Plan Helps You.”