We are now almost three and a half years into this bull market cycle, a little over one year into the current administration, and just under a week into armed conflict in the Middle East. The economic landscape appears increasingly fragile, and equity markets are showing some signs of weakness. Let’s assess the current risks and challenges that threaten the current market run. War with Iran is contributing to supply chain concerns, higher oil prices, upward pressure on infl

Middle school is where money lessons become more real. Kids start wanting independence. They have opinions. They have social circles. They have access to online trends, game upgrades, convenience store stops, and a growing sense that “everyone else has it.” However, don't overcorrect by shutting down their spending; instead, use this as a time to teach financial planning. When kids learn to make a plan for money, they feel more in control. The dynamic shifts. Arguments shrink

Most kids don’t need a formal “money lesson.” They need repeated, low-pressure exposure to how money works in daily life. The goal is to help them build familiarity and confidence so money feels like a tool, not a source of stress. When kids learn early that money has jobs, limits, and tradeoffs, they’re less likely to feel lost later when the decisions get bigger. Start with a simple money structure A simple way to begin is to teach kids that money can do more than one thing

Hello Friends! Six weeks into the new year, market volatility has investors on notice. Substantial pullbacks in headline-grabbing asset classes like digital currencies and precious metals, along with downturns in some of the biggest and most widely followed stocks, are raising questions about where the economy is headed and what it means for equity markets. Much of last year’s market performance was driven by the explosion of the AI industry, led by massive investments i

At Provizr, we work with university employees every day who are trying to figure out the TIAA vs. Fidelity question. Provizr is a fee-only fiduciary firm that manages TIAA and Fidelity retirement accounts directly inside your plan — no rollovers, no transfers out. If you want a second opinion on your allocation, schedule a free consultation . Inflation can quietly shrink your retirement lifestyle. Not because you’re doing anything “wrong,” but because everyday costs can rise

At Provizr, we work with university employees every day who are trying to figure out the TIAA vs. Fidelity question. Provizr is a fee-only fiduciary firm that manages TIAA and Fidelity retirement accounts directly inside your plan — no rollovers, no transfers out. If you want a second opinion on your allocation, schedule a free consultation . Hiring a financial advisor can feel like a big leap, and it’s hard to know who will be the right fit for your financial needs. Here, Al

If you watched Part 1 and thought, “Okay, what do I do next?” you’re going to like this. In Part 2 , we take the next step together with another practical University 403(b) Fidelity or TIAA retirement planning lesson in plain English and one simple action you can use to strengthen your plan right away. It’s quick, it’s educational, and it’s designed to help you catch small gaps now before they become expensive surprises later.

If you’re contributing to your University 403b retirement plan but still wonder, “Am I doing this right?”, this quick video is for you. In just a few minutes, Alan Brilliant walks through a practical retirement planning idea in plain English and highlights an easy next step you can take to strengthen your Fidelity or TIAA University retirement plan without getting lost in the weeds. Watch it now and make sure your future is getting the attention it deserves.

Retirement can feel like a “set it and forget it” thing until life throws you a curveball and changes the plan. Watch “4 Risks That Can Impact Your Retirement,” where our own Alan Brilliant breaks down four common threats that can derail even good savers and shares practical ways to think about safeguarding your future against potential surprises. If you’re anywhere from “I’m fine, I think?” to “I should probably look at this…,” this is a quick watch that can help you spot